Sunday, June 10, 2012

What is Your Number?




Do you know what is your Most Important Number ?


Any one can think their most important number is their social security number, date of birth, or even their cell number. But many of us do not realize that our credit score is the most important number to take care of.

Your credit score is a number lenders will use to decide credit worthi ness or Risk Score.
Lenders want to measure the risk when lending you money and your ability to it back.

Make sure you know what your Number is. Many of us do not realize that we are entitled to one free credit report per agency, per year. Make sure you look at yours and dispute any mistakes by requesting a copy from each Credit Reporting Agency.


The three major CRA in the following links below:

Tip to reduce your debt: Cut the cards, pay cash and negociate lower interest rates from one or two cards you decide to keep making sure you keep the one with the lenghty possitive credit history.

Not sure if you can qualify to buy a home? Contact me click here

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